The times since the election had shown that stocks all over took a shake, it was(and is) then high-time to start investing for there was an advantage of some bargain-hunting. Anyway I chickened out that part and landed into unit trust. The thing is, I'm not really ready for d action in the stock market, cause I just got only a few dimes(oh nickels!) to spare. But as I tracked the funds past records, I found out that the fund has its distributions on july every year. So my goal was to buy in the right time so I that I can get the distributions. And lo, the distributions came in d 2nd of july.. and hey, I got a 4.4% yield in less than a month.. haha better than the bank's interest right?